United Home Life Agent Contracting

Get Contracted with United Home Life

  This could be YOU!

The incentive trips United Home Life offers to its agents are fantastic! Here I am, staying in a 5  th-century castle in Ireland, standing with the CEO, Life Senior Vice President and the Director of Independent Distribution for UHL!

If you were once contracted with United Home Life, it’s time to take another look! All you need to do is submit completed contracting forms and requirements to Rosenthal Financial Services, LLC., along with a check for your resident state appointment fee for pre-appoint resident states of GA, LA, NH, PA, and TX. That’s it! UHL will let you know if you’re eligible for reinstatement.

Call R.F.S. at 678-603-1097 to get contracted.

Click  here to link to UHL’s Agent Portal (agent login required) for contracting applications and agent resources.

Click  here to link to UHL’s Quick Quote™ quoting engine on the UHL Agent Portal (agent login required).

Final Expense Products

• Multiple whole life plans, including simplified-issue and guaranteed-issue options.
• See the current UHL product portfolio (linked below) for issue ages, face amounts, and state availability.
• One simple application for all final expense products. 
• Electronic application also available. 
• No medical exams or fluids testing.* 
• Day 1 coverage for insulin-dependent diabetics. 
• Direct monthly billing available. 
• Credit card premium payments. 
• Uninsurables /declines/postpones can apply. 

Watch this short video about UHL’s final expense plans:

Availability of, and benefits payable under, the insurance products described are subject to state availability, state variations, restrictions, and eligibility requirements.  If there are any discrepancies between the product description and the issued insurance policy, the issued policy shall take precedence.

*Except for applicants in Wisconsin. 

Simplified Issue Term Products

• Three products on one simple yes/no application. 
• 20- and 30-Year Term plus a 20-Year ROP Term plan. 
• Non-med  with a phone  i nterview: 
• See the current UHL product portfolio (linked below) for issue ages, face amounts, and state availability.
• No mortgage  is required! 
• No medical exams or fluids testing.* 
• ROP feature “refunds” annual premiums. 
• No-cost  $5,000 Child Rider on base policies of $100K+. 
• Guaranteed level premiums for the initial period. 
• No-cost terminal illness benefit. 
• Direct monthly billing available. 
• Credit card premium payments. 
• Commissionable policy fees. 

Watch  this short video about  ROP Term from UHL:

Availability of, and benefits payable under, the insurance products described are subject to state availability, state variations, restrictions, and eligibility requirements.  If there are any discrepancies between the product description and the issued insurance policy, the issued policy shall take precedence.

*Except for applicants in Wisconsin.

Protector AD Accidental Death

Do you have clients who commute to work?

One person dies about every 13 minutes in a traffic crash (NHTSA, 2024).

• Premium is guaranteed level for the 1 st 20 years.
• ROP feature returns 20 annual premiums.
• Just on e non-health question on the app!
• Three face amounts: $50,000; $75,000; $100,000.
• Gender, age, and tobacco-neutral premiums.
• Accidental death coverage d oubles over 20 years.
• Acceptable occupations include municipal police, volunteer firefighters, long-haul truckers, and commercial window washers. Logging, sawmill, or construction workers.

Here’s a quick video about Protector AD:

Here’s a quick video about UHL:

Agent Resources

Click here to view UHL’s current product portfolio (March 2026) and underwriting requirements.

If you’d like an info kit about UHL products , give us a call today at 678-603-1097 .

Contact Rosenthal Financial Services

Address : Phone:

R.F.S.

678-603-1097

401 Whatley Road

Griffin , Ga 30224

Fax:

678-692-8780